Category Archive: Pesonal Loans

Personal Loans vs. Home Equity Lines of Credit

A lot of homeowners have turned to personal loans and home equity lines of credit, to work their way out of bad financial situations over the last few years. While both of these choices can help you out of your situation, one may be more beneficial than the other. Depending on your situation and what […]

Deciding the Best Way to Spend Personal Loans

Personal loans can be used for many different things, maybe even some you have never thought of before. It doesn’t matter if you are trying to figure out new ways to pay old bills, or if you need a vacation to spoil yourself, there are personal loans out there to help you. You can look […]

Understanding the Differences in Loans

If you are considering a personal loan, you need to make sure that you understand the difference between a personal loan and a payday style of loan. There are quite a few things that make them different, even if you qualify for the same amount in each style of loan. Knowing what these differences will […]

Should you accept a pre-approved personal loan?

So you receive information that you are pre-approved for a personal loan. There are many questions to answer before you decide to accept the loan. Normally you will have a decent credit score for a financial institution to offer you a loan, or your credit score has just recently been upgraded. Everybody needs extra cash […]

Ways to Use a Personal Loan to Help with Moving Expenses

Ok, you have to move. This is going to be a very stressful time in your life. Taking a personal loan to help out on this situation will help you out in many ways. If you are not being moved by the company that you work for, than the cost is totally on you. There are […]

Can a Personal Loan Help with Expensive Car Repairs

You have a big problem, your car needs some major repairs and you do not have enough money to cover the costs. There are several factors that you want to look into before you decide to take out a personal loan to cover the repair costs. Obviously this car has expired its manufactures’ warrantee and […]

What to Consider when Chosing a Personal Loan

There are many reasons people take out personal loans. A personal loan can be very helpful for many different reasons, but be sure that you take this financial obligation very seriously. Here are some tips when it comes to deciding on a personal loan. Interest Rate: This is the most important factor when it comes […]

Using a Personal Loan to Start a Business

When it comes to using a personal loan to start a business, you better have all of your facts right. You want to take a personal loan to start a business very seriously. It is always wise to first establish a LLC or corporation, depending on the state that you are doing business in. An LLC is a “limited […]

Why a Personal Loan is Better than Using Credit Cards

There are several benefits to taking out a personal loan instead of using your credit cards to make a purchase or use for some form of financial obligation. Many people find themselves in a situation where they need a large sum of money for a particular situation and end up using their credit cards as […]

The 7 most popular uses for a personal loan

I am going to give you a few popular uses for a personal loan. Please be advised that this is not necessarily for everyone.   The Home Improvement Loan We can all use a little bit of work on our dwellings; this is a very popular reason that people take out personal loans. Be advised […]